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Cornerstone Insurance
Insuring Central Alabama & All of Alabama

Cornerstone Insurance Provides Life Insurance, Annuities, Long Term Care Insurance, Disability Insurance, Key Employee, and Buy Sell Insurance to Central Alabama and All of Alabama

Cornerstone Insurance in Central Alabama has been in the financial services business for over 25 years. We are dedicated to providing quality service, competitive products and unique industry expertise. We wish to establish a successful partnership with our clients, our team members, and the insurance companies we represent.

We measure our success through our clients belief in our ability to meet their expectations of competitive price, service with integrity and expertise. As a company, we strive to achieve the utmost professionalism in the insurance and financial services industry. We believe this professionalism, and industry knowledge, are key to the continued growth and success of our company and our clients.

Quotes From Multiple Companies

Buy / Sell Protection

Buy / Sell Protection

If you have a partner in business, you have a need for insurance so that in the event of death or disability.
Mortgage Protection Insurance

Mortgage
Protection

It is an affordable way of ensuring that your home is paid for no matter the circumstances.
Life & Long-Term Care Insurance

Life
Insurance

Always on the lookout for quality, service-oriented insurance companies for our clients.
Key Person / Employee Insurance

Employee Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
Individual Disability Insurance

Disability Insurance

Individual Disability Income Protection is a must for a business owner, and highly recommended for executives.
Key Person / Employee Insurance

Key Man Insurance

Key person insurance is a relatively new insurance coverage, but has attracted much praise and is encouraged by many strategic advisors.

Recent News & Updates

Key Person Life Insurance: Safeguarding Your Business’s Future

Key Person Life Insurance: Safeguarding Your Business’s Future

Posted: September 7, 2024

Key person life insurance is a specialized policy that businesses take out on the life of an employee whose death could significantly impact the company’s operations. This type of insurance is essential for protecting a business’s financial health and continuity, ensuring that it can weather the loss of a key individual without severe disruption. Who Qualifies as a Key Person? A key person is someone...

5 Common Reasons People Are Denied Life Insurance

5 Common Reasons People Are Denied Life Insurance

Posted: August 22, 2024

Life insurance offers financial security, covering expenses and providing for loved ones after one’s passing. However, not everyone is approved for life insurance. Common reasons for denial include pre-existing medical conditions, high-risk occupations, and hazardous hobbies. Additionally, a history of substance abuse or severe health issues can also lead to denial. Understanding these factors can help applicants address potential problems and improve their chances of...

What to Expect if You Outlive Your Life Insurance Beneficiary

What to Expect if You Outlive Your Life Insurance Beneficiary

Posted: August 7, 2024

Life insurance provides financial support to beneficiaries upon the policyholder’s death. If you outlive your beneficiary, the policy’s benefits won’t be distributed as initially planned. If you outlive your beneficiary, update your policy by naming a new beneficiary or adjusting the policy to reflect your current wishes. Regular reviews and updates to your life insurance are essential to maintain its relevance. Choosing Your Beneficiaries A...